Hospital Bills??????
Q. When you are in collections for hospital bills.. I know if effects your credit, but if you never pay them, and they go off record, do will they continue to affect your credit score or do they just "go away"?? When you DO make payments, does the time on your credit "start over"?
Asked by Mommy of 2 - Tue Nov 11 17:03:27 2008 - - 3 Answers - 0 Comments

A. The collection will stay on your report for 7 years from the date it was first reported as delinquent. It will fall off your report after that. Look at the statute of limitations in your state. As long as you are making payments, the clock resets to the payment date. This is why it's best to pay it off asap. Go to the hospital and make a deal with them. Tell them you'll pay half of the debt right now if they will accept that as payment in full. (that is if you have the money) Usually they will accept. They don't want to get nothing, or be strung out for years with you paying 10.00 per month! Negotiate!
Answered by latebreakfast - Tue Nov 11 19:04:37 2008

is there california assistance in paying off hospital bills?
Q. is there a program or place in southern california that i can call that will help me pay off my hospital bills?
Asked by bellasera973 - Sun Sep 7 14:40:49 2008 - - 1 Answers - 0 Comments

A. apply at the welfare office in the county where you live for MEDICAL. If not call the hospital and try to make payments sometimes they will reduce your bill if you are low income.
Answered by jammm@sbcglobal.net - Sun Sep 7 14:52:15 2008

Can hospital bills go against my credit?
Q. I live in South Carolina, my credit is nearly ruined from medical bills from me and my 2 kids. I've just recently in the last year or so been able to start paying on them, so i have quite a few on my credit. My friend says they can't do that and its illegal, that she got a lawyer and he told her the same thing and force the company to remove it from her credit. So any help here, websites anything? I was accepting the fact they were on there, i have so many right now its not even funny, me and my son didn't have insurance for about a year, then i got a job and insurance. Then we decide to have another child, and little did i know the hospital wouldn't accept my insurance, since every little thing they do is a different bill, i'm drowned by… [cont.]
Asked by babygurl - Wed Oct 10 22:58:18 2007 - - 9 Answers - 0 Comments

A. ad really, Medical bills are out of control. But a necessity. Yes they do count against your credit score. You are allowed to have a certain amount on your credit report. that do not affect you as badly as if it were credit card debt. If the collectors are hounding you then cease and desist them. If you pay the collectors make sure they offer you a deal you should end up paying less then 100%. DO NOT pay any tacked on fee. If you are paying the original creditor then you will just make payment arraingements on the entire amount. Best to settle the medical debt or make arrangements to pay. Since they are already reporting as unpaid and being sold to collectors then it will just keep tearing up your credit report... until the statue… [cont.]
Answered by Kourtnie D - Thu Oct 11 10:23:23 2007